“Obviously, for my service department, many people don’t have that extra money lying around. So as far as service repairs go, ExpressWay helps. For sales, having more access to financing helps if somebody wants to buy accessories along with the purchase of a car. For example, the client may want to put a thousand dollars down, but they don’t get paid until Friday. So, ExpressWay helps solve that problem.”
“Without ExpressWay, we would have just done business as usual — waiting on down payments and sometimes just cutting a deal. Our customers are happy to have the option to use ExpressWay and pay back their loan with deferred interest. We use ExpressWay for about thirty car deals a month. ExpressWay definitely helps us pick up some extra gross or be able to pick up a few deals that we otherwise wouldn’t have.”
“If we didn’t use ExpressWay, we wouldn’t be able to help customers get assistance with down payments, which most customers need. We use it with every customer. One of the biggest benefits of using ExpressWay is telling customers there is an alternate way to get a loan.”
Thanks to our relationship with DigniFi, we can offer a seamless experience to those customers who need access to financial assistance. Approval is granted quickly: putting the power of purchasing back into the hands of our valued patrons.
Thanks to our relationship with DigniFi, we can offer a seamless experience to those customers who need access to financial assistance. Approval is granted quickly: putting the power of purchasing back into the hands of our valued patrons.
“I think having the ability to help customers in ways that other dealerships can’t definitely helps us with customer loyalty. We do get a lot of customers that come back because they see that we work hard for them and give them options.”
*All credit products are issued by WebBank. The DigniFi Interest Waived Program applies to all approved customers. Interest will be charged to your account from account opening at 9.99%‐36.00% APR If the full loan amount is not paid within the first 90 days. A minimum monthly payment is required. Additional principal payments will be required to pay off the loan amount before the promotion expires. Interest will be waived if you make all of your scheduled payments on time and pay off your loan in full within the first 90 days. The application generally takes a few minutes. All applications are subject to approval pursuant to standard underwriting criteria. The maximum approved amount, terms, and the Annual Percentage Rate (APR) will be based on an evaluation of credit history. WebBank funds the repair amount once repairs are completed, and documents are executed.
† Depending on program used, an origination fee is 3-4%.
**All DigniFi ExpressWay credit cards are issued by WebBank. An annual fee of up to $79 may apply. Six-month deferred interest promotional offer is available on all approved purchases of $350 or more using the DigniFi ExpressWay credit card. No interest will be charged on the promotional purchase if you pay the promotional purchase amount in full within 6 months. If you do not, interest will be charged on the promotional purchase from the purchase date. A minimum monthly payment is required. The required minimum monthly payments may not pay off the promotional purchase by the end of the promotional period. Account must be open and current to be eligible for this offer. Regular account terms apply to non-promotional purchases and, after promotion ends, to your promotional purchases. Please see any special promotion advertising or other disclosures provided to you for the full terms of any special promotion offered. All applications for credit are based on an evaluation of credit history. The annual percentage rate (APR) ranges from 27.99%–36%. If you are charged interest, the charge will be no less than $2.00. Additionally, pricing may vary based on your ExpressWay transaction amount, between $350–$7,500, in combination with the monthly term of your Promotional Credit Plan. Your final APR will be illustrated on your final purchase receipt, emailed to you at the time of the transaction, and located by logging into your account.
*All credit products are issued by WebBank. The DigniFi Interest Waived Program applies to all approved customers. Interest will be charged to your account from account opening at 9.99%‐36.00% APR If the full loan amount is not paid within the first 90 days. A minimum monthly payment is required. Additional principal payments will be required to pay off the loan amount before the promotion expires. Interest will be waived if you make all of your scheduled payments on time and pay off your loan in full within the first 90 days. The application generally takes a few minutes. All applications are subject to approval pursuant to standard underwriting criteria. The maximum approved amount, terms, and the Annual Percentage Rate (APR) will be based on an evaluation of credit history. WebBank funds the repair amount once repairs are completed, and documents are executed.
† Depending on program used, an origination fee is 3-4%.
**All DigniFi ExpressWay credit cards are issued by WebBank. An annual fee of up to $79 may apply. Six-month deferred interest promotional offer is available on all approved purchases of $350 or more using the DigniFi ExpressWay credit card. No interest will be charged on the promotional purchase if you pay the promotional purchase amount in full within 6 months. If you do not, interest will be charged on the promotional purchase from the purchase date. A minimum monthly payment is required. The required minimum monthly payments may not pay off the promotional purchase by the end of the promotional period. Account must be open and current to be eligible for this offer. Regular account terms apply to non-promotional purchases and, after promotion ends, to your promotional purchases. Please see any special promotion advertising or other disclosures provided to you for the full terms of any special promotion offered. All applications for credit are based on an evaluation of credit history. The annual percentage rate (APR) ranges from 27.99%–36%. If you are charged interest, the charge will be no less than $2.00. Additionally, pricing may vary based on your ExpressWay transaction amount, between $350–$7,500, in combination with the monthly term of your Promotional Credit Plan. Your final APR will be illustrated on your final purchase receipt, emailed to you at the time of the transaction, and located by logging into your account.
